Such cards have an introductory 0% interest rate, which increases after a promotional period, usually no more than 21 months.
A personal loan offers some advantages over balance transfer cards.
Fixed payments ensure you’ll pay off debt on a set schedule.
Other options for borrowers with bad credit include secured or co-sign personal loans.
Some lenders say they have no minimum credit score requirements, but that does not mean they don’t check your credit report.
I like that the natives aren't only being portrayed as nature loving hippy victims.
It's a mildly accurate and semi-realistic portrayal.
Your credit scores can take a hit if you use all or most of the available credit on your cards.
A personal loan balance is reported as installment debt, which is treated differently in credit scoring formulas than revolving debt such as credit cards.
We want to hear from you and encourage a lively discussion among our users.
Please help us keep our site clean and safe by following our posting guidelines, and avoid disclosing personal or sensitive information such as bank account or phone numbers.
Any comments posted under Nerd Wallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.